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  1. #1
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    If someone handed you $1000 (or 1000) what would you do with it?

    I always have things that I want but always come to terms with the reality that spending the money I have on said things wouldn't be a wise decision given that it is not spare spending cash. So in a hypothetical, if someone were to just hand you $1000, no strings attached, you can buy whatever you want with it... What would you do with it?

    In this moment, I would get a new monitor and some parts to upgrade my PC. Assuming I would have some leftover, I would get my cats a new cat tree. I know it is nothing special but investing in my computer is a smart move and the cats can use something to play on. The cat tree I have now is a kitten size one and my youngest is too big for it now.

  2. #2
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    jimhawking
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    $1,000 bucks isn't that much. I'd probably just use it to pay rent and then use the remainder for video games, movies and pizza.

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  4. #3
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    genestarwind
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    First of all I'd tell them to social distance and perhaps sanitise that cash.

    Jokes aside, gotta admit, realistically my answer would be pretty boring. I'd probably use most of it to ensure my bank account is in the positive and help pay off a debt or two. But if I take those out of the equation and I'm spending the money freely, I think I'd put the money towards a holiday somewhere in Asia in the next couple of years... perhaps.

    And if I had to spend the money in a short period of time I'd probably upgrade to a modern GPU. Back in 2016 my rig's GPU was top-notch (GeForce GTX 1070) but it wouldn't hold a candle to the PS5 or XSX. With 1000 and a few dozen pounds of my own I could get a GeForce RTX 2080 Ti which would blow the PS5 and XSX out of the water. My fast 32GB of RAM does, but I'm not so sure about CPU. (Plus, I've never played with installing new CPUs. Admittedly I should learn a lot more about computer building.)

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  6. #4
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    lordhazanko
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    Realistic answer: Put it towards my mortgage. I can turn $1000 into far more by paying down my principal. I'm sure you guys already know this, but for the first 15/20 years of a 30-year mortgage your payments mostly go towards interest instead of the actual loan amount. Let's say for example my monthly mortgage is a nice flat $1000 and my home loan is $100,000. I send them $1000 this month, but $800 is interest. Now I owe $99,800. Screw that. So if I send them an extra $1000 it's like skipping forward in time 5 months (5 month's worth of principal). If you have really bad credit your bank may even impose a fee on you for paying down your debt early like that...just something to consider for any of you out there considering getting a home in the future with bad credit. If I put that $1000 in the stock market I could expect a 6-8% return in a year's time. If I put it into my mortgage I can skip 5 month's worth of interest...aka $800 x 5 = $4000.

    Sorry, I know this is the least fun thing to read but it's super important for anyone who may be considering this down the line. I don't want to see my friends turned into debt slaves for 30 years. My PMs are always open if anyone wants to discuss finances, it's literally my job! Spending just 30 minutes learning about this stuff can save people years of work down the line.

    Fun answer: Buy a PS5 on launch day & put the rest into Outlaw Star. No, not merchandise. Translations and hiring an Editor to do my work for me to get the manga/light novel/etc. done faster. I've always wanted to go pick up a console at midnight on release but I don't think I've ever owned a console within 2 years of its release. The PS5 event last week showed off some compelling exclusives but they were all 2021/2022 releases. There's nothing at launch that's compelling me to drop the $ on a Day 1 PS5 this year which is a shame because I've wanted to have that experience for so so long and I always talk myself out of it. I hate the thought of picking up a brand spanking new console with some launch game I don't really care about and then letting it collect dust for 6 months until a decent JRPG comes out. The types of games I like take an ungodly amount of development time and just aren't "launch window" games.
    "Out of the ground, raze all greenery with flame! Fire2!"
    Quote Originally Posted by Starwind55 View Post
    It deals with a demon virus that transforms people into freaky looking fuckers

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  8. #5
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    I know $1,000 isn't much but that is what made the question interesting to me. You can throw a large number up and people could do a lot with it but $1,000 is a small enough number but large enough to be a factor for day to day living so you'd have to consider it more.

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  10. #6
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    twilightsuzuka
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    Well, I'd put in a bank, but I doubt that I'd grow on a low interest rate. Impatience would probably make me withdraw the money and spend it on manga.
    Neither a borrower nor a lender be

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  12. #7
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    $1,000 ain't much.


    I could apply $1,000 to my normal budgeted living expenses (see below)
    Rent: $1,300
    Utilities (monthly)
    Water: $108.20
    Electricity: summer $200 / winter $75
    Internet: $70
    Gas: $20
    Vehicle fuel: $225
    Health insurance premiums: $258 (already taken out of my paycheck)

    REALITY
    10% to church $100
    90% to my account and spend it when needed

    FUN
    If I received $1,000USD

    Use the $$ to:
    1. buy anime figurines (yes, lewds one)
    2. Donate some $$ to online folks (e.g. stefan Molyneux)
    3. Give the remaining $$ to my wife
    "The mighty oak tree was once a tiny nut that stood its ground" -

  13. #8
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    jimhawking
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    I would probably keep it as a nest egg, saving it in case I need it for an emergency, or putting it towards another goal, like visiting Japan, which is something I've always wanted to do.
    A boy has the right to dream. There are endless possibilities stretched out before him....

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